The 65-and-up population grew in all but one of America’s biggest cities from 2020 to 2023 — by close to 20 percent in some cases, according to the … more 65+ Population Increases in Almost Every Metro Area
Reference Section
CFPB Proposes Rules to Help Homeowners Avoid Foreclosure
The Consumer Financial Protection Bureau published a proposed rule that would update mortgage servicing rules in Regulation X. What’s next: Public comments are due by September 9, 2024. … more CFPB Proposes Rules to Help Homeowners Avoid Foreclosure
FHA Finalizes Changes to Defect Taxonomy
Effective immediately, Mortgagee Letter 2024-14 updates FHA’s Defect Taxonomy guidelines to include fraud or material misrepresentation involving a Third-Party Originator (TPO) as a Tier 1 severity defect. Why … more FHA Finalizes Changes to Defect Taxonomy
BPC Survey: Retirement Expectations Don’t Match Reality
A new survey commissioned by the Bipartisan Policy Center shows a striking mismatch between the income sources workers expect to rely on in retirement and the sources of … more BPC Survey: Retirement Expectations Don’t Match Reality
University of Michigan Poll Reveals Top 10 Health-Related Concerns
When the University of Michigan’s National Poll on Healthy Aging asked people 50 and older about 26 health-related issues, their top three areas of concern had to do … more University of Michigan Poll Reveals Top 10 Health-Related Concerns
FHA Announces Appraisal Technology Updates and Webinar
The Federal Housing Administration will be updating FHA Connection (FHAC) to include new questions related to appraisal reviews and Reconsideration of Value (ROV) policies first announced in Mortgagee … more FHA Announces Appraisal Technology Updates and Webinar
Highlights From “How America Saves 2024” Report
Vanguard released the 23rd edition of its “How America Saves” report, which spotlighted the retirement-saving behaviors of nearly five million Vanguard participants. Go deeper: The report found that … more Highlights From “How America Saves 2024” Report
GNMA Seeks Comments on Proposed HMBS 2.0
Ginnie Mae published a draft term-sheet for its proposed HECM Mortgage-Backed Securities (HMBS) 2.0 program. Comments are due July 31. Why it matters: HMBS 2.0 seeks to address … more GNMA Seeks Comments on Proposed HMBS 2.0
CFPB Takes Action Against Former HUD Contract Sub-Servicer
The Consumer Financial Protection Bureau issued an order to permanently ban Sutherland Global, its subsidiaries Sutherland Government Solutions and Sutherland Mortgage Services, and NOVAD Management Consulting from servicing … more CFPB Takes Action Against Former HUD Contract Sub-Servicer
From the Top: Julia Gordon, Assistant Secretary for Housing and Federal Housing Commissioner, HUD
Few people who have served as Assistant Secretary for Housing and Federal Housing Commissioner have had as much of a positive impact on the Home Equity Conversion Mortgage … more From the Top: Julia Gordon, Assistant Secretary for Housing and Federal Housing Commissioner, HUD
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