Retirement advisor Jerry Golden explained how a HECM Line of Credit, combined with a Qualifying Longevity Annuity Contract (QLAC), can provide income and financial liquidity to make the … more HECM+QLAC=Retirement Security
Retirement Issues and Trends
AARP’s Vision for a National Plan on Aging
In less than a decade, adults ages 65 and older will outnumber individuals under age 18 for the first time. The U.S. trend mirrors what is happening globally, … more AARP’s Vision for a National Plan on Aging
Best and Worst States to Retire in 2024
Bankrate’s annual Best and Worst States to Retire Study found that Delaware is the best state for retirees in 2024, followed by West Virginia (2), Georgia (3), South … more Best and Worst States to Retire in 2024
Can MEPs Close the Retirement Savings Gap?
To encourage more small businesses to offer retirement savings options, policymakers approved changes in the SECURE Act of 2019 that made it easier for them to participate in … more Can MEPs Close the Retirement Savings Gap?
American Workers Cite Most Critical Retirement Policy Priorities
Fifty-eight percent of all workers — including 78 percent of Baby Boomers —believe the President and Congress should address Social Security’s funding shortfalls to ensure the program can … more American Workers Cite Most Critical Retirement Policy Priorities
65+ Population Increases in Almost Every Metro Area
The 65-and-up population grew in all but one of America’s biggest cities from 2020 to 2023 — by close to 20 percent in some cases, according to the … more 65+ Population Increases in Almost Every Metro Area
BPC Survey: Retirement Expectations Don’t Match Reality
A new survey commissioned by the Bipartisan Policy Center shows a striking mismatch between the income sources workers expect to rely on in retirement and the sources of … more BPC Survey: Retirement Expectations Don’t Match Reality
University of Michigan Poll Reveals Top 10 Health-Related Concerns
When the University of Michigan’s National Poll on Healthy Aging asked people 50 and older about 26 health-related issues, their top three areas of concern had to do … more University of Michigan Poll Reveals Top 10 Health-Related Concerns
Highlights From “How America Saves 2024” Report
Vanguard released the 23rd edition of its “How America Saves” report, which spotlighted the retirement-saving behaviors of nearly five million Vanguard participants. Go deeper: The report found that … more Highlights From “How America Saves 2024” Report
Senior Debt Levels Increase Threefold Over Past 35 Years
Adults aged 65 to 74 hold an average of $134,950 in debt, while individuals 75 and older hold an average of $94,620 in debt, according to Federal Reserve … more Senior Debt Levels Increase Threefold Over Past 35 Years