The U.S. Census Bureau released a new report showing that about four million U.S. households with an adult age 65 or older had difficulty living in or using … more Census Bureau Releases New Report on Aging-Ready Homes
Industry News & Reference
Life in Retirement: Pre-Retiree Expectations and Retiree Realities
New research from the Transamerica Center for Retirement Research, titled Life in Retirement: Pre-Retiree Expectations and Retiree Realities, describes the retirement aspirations and insecurities of retirees and age … more Life in Retirement: Pre-Retiree Expectations and Retiree Realities
Vanguard Introduces Retirement Outlook Report
Vanguard published its first-ever Retirement Outlook Report to measure retirement readiness across different age groups and income brackets. The report also discusses how liquidating and spending home equity … more Vanguard Introduces Retirement Outlook Report
Ginnie Mae Updates HMBS Pooling Eligibility Requirements
To help alleviate the ongoing liquidity pressures felt by HMBS issuers, Ginnie Mae last week updated its pooling requirements to allow for multiple participations related to a particular … more Ginnie Mae Updates HMBS Pooling Eligibility Requirements
Goldman Sachs: Retirement Sentiment Improving Despite Challenges
More Americans believe they’re saving enough for retirement, according to Goldman Sachs’ “Retirement Survey & Insights Report 2023,” which found that 65 percent of respondents felt their savings … more Goldman Sachs: Retirement Sentiment Improving Despite Challenges
HUD Publishes Updates HECM Portion of Housing Counseling Handbook
The U.S. Department of Housing and Urban Development’s Office of Housing Counseling updated its Housing Counseling Program Handbook (Handbook 7610.1 REV-6), including the section on HECM counseling. The … more HUD Publishes Updates HECM Portion of Housing Counseling Handbook
HUD Publishes FAQ on HECM Borrower and MIP Payments
The Department of Housing and Urban Development recently published FHA Info #23-69 to clarify policies related to the late payment of HECM mortgage insurance premiums and payments made to HECM … more HUD Publishes FAQ on HECM Borrower and MIP Payments
Transamerica Examines Retirement Security Across Generations
A recent survey published by the Transamerica Center for Retirement Studies® that examines the retirement outlook for Generation Z, Millennials, Generation X, and Baby Boomers finds that 41 percent of … more Transamerica Examines Retirement Security Across Generations
Servicing Corner: Is a LOC Guaranteed to Be Available For Borrowers?
Question: Is it okay to tell your clients that the Line of Credit is guaranteed and will always be available to them? Answer: No, the line of credit … more Servicing Corner: Is a LOC Guaranteed to Be Available For Borrowers?
HUD Publishes Guidance for Originating/Servicing Loans in Disaster Areas
In the wake of the devastating wildfires in Maui, HI, the Federal Housing Administration published FHA Info #2023-67 as a reminder to mortgagees about its guidance for originating and/or servicing … more HUD Publishes Guidance for Originating/Servicing Loans in Disaster Areas
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