Fifty-eight percent of all workers — including 78 percent of Baby Boomers —believe the President and Congress should address Social Security’s funding shortfalls to ensure the program can … more American Workers Cite Most Critical Retirement Policy Priorities
Industry News & Reference
HUD Proposes Updates to Debenture Interest Rates for HECM Claims
The Federal Housing Administration posted a draft Mortgagee Letter on its Drafting Table that proposes updates to HUD’s calculations for the payment of debenture interest on HECM claims. … more HUD Proposes Updates to Debenture Interest Rates for HECM Claims
HUD Proposes New Rules On Delinquent Note Sales
FHA published a proposed rule that seeks public feedback on its delinquent note sale program. What’s next: Public comments must be submitted by September 16, 2024. Why it … more HUD Proposes New Rules On Delinquent Note Sales
65+ Population Increases in Almost Every Metro Area
The 65-and-up population grew in all but one of America’s biggest cities from 2020 to 2023 — by close to 20 percent in some cases, according to the … more 65+ Population Increases in Almost Every Metro Area
CFPB Proposes Rules to Help Homeowners Avoid Foreclosure
The Consumer Financial Protection Bureau published a proposed rule that would update mortgage servicing rules in Regulation X. What’s next: Public comments are due by September 9, 2024. … more CFPB Proposes Rules to Help Homeowners Avoid Foreclosure
FHA Finalizes Changes to Defect Taxonomy
Effective immediately, Mortgagee Letter 2024-14 updates FHA’s Defect Taxonomy guidelines to include fraud or material misrepresentation involving a Third-Party Originator (TPO) as a Tier 1 severity defect. Why … more FHA Finalizes Changes to Defect Taxonomy
BPC Survey: Retirement Expectations Don’t Match Reality
A new survey commissioned by the Bipartisan Policy Center shows a striking mismatch between the income sources workers expect to rely on in retirement and the sources of … more BPC Survey: Retirement Expectations Don’t Match Reality
University of Michigan Poll Reveals Top 10 Health-Related Concerns
When the University of Michigan’s National Poll on Healthy Aging asked people 50 and older about 26 health-related issues, their top three areas of concern had to do … more University of Michigan Poll Reveals Top 10 Health-Related Concerns
FHA Announces Appraisal Technology Updates and Webinar
The Federal Housing Administration will be updating FHA Connection (FHAC) to include new questions related to appraisal reviews and Reconsideration of Value (ROV) policies first announced in Mortgagee … more FHA Announces Appraisal Technology Updates and Webinar
Highlights From “How America Saves 2024” Report
Vanguard released the 23rd edition of its “How America Saves” report, which spotlighted the retirement-saving behaviors of nearly five million Vanguard participants. Go deeper: The report found that … more Highlights From “How America Saves 2024” Report
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