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HUD Extends Foreclosure Relief to CA Homeowners

HUD Extends Foreclosure Relief to CA Homeowners

The Department of Housing and Urban Development announced a 90-day extension of its foreclosure moratorium on FHA-insured mortgages, including HECMs, for areas of Los Angeles County devastated by recent wildfires.

Go deeper: The moratorium announced in Mortgagee Letter 2025-07 prohibits servicers from initiating or completing foreclosure actions through July 7, 2025. The moratorium was originally set to expire on April 8, 2025.

Why it matters: HUD noted in a press release that there are over 100,000 FHA-insured mortgages on properties located in the Presidentially-Declared Major Disaster Area.

  • HUD is working with servicers and others to assess how many of these properties have been severely damaged or destroyed.

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Darryl Hicks

Darryl Hicks is Vice President of Communications for the National Reverse Mortgage Lenders Association. In this capacity, Hicks writes for NRMLA's publications, manages the association's web sites and social media accounts, assists committees and the Board of Directors, and manages the Certified Reverse Mortgage Professional designation. Prior to joining NRMLA in 1999, Hicks spent three years in the Washington, D.C. bureau for National Mortgage News.