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What Level of Long-Term Services and Supports Do Retirees Need?

What Level of Long-Term Services and Supports Do Retirees Need?

Many retirees are concerned about the risk of needing substantial long-term care as they age, but the likelihood of this happening remains unclear.

The results of a new Issue Brief published by the Center for Retirement Research at Boston College suggests about one-fifth of retirees will need no support at all and about one-quarter will have severe needs, with the rest facing low to moderate needs.

The analysis, using two decades of data from the Health and Retirement Study, classifies the severity of care needs, accounting for both intensity and duration. The demographic patterns are as expected:  those who are married, better educated, white, or in better health have more manageable needs.

Subsequent briefs will explore the resources available to meet care needs and the types of people most at risk of facing unmet needs. Learn more athttps://crr.bc.edu/wp-content/uploads/2021/06/IB_21-10.pdf

Published by

Darryl Hicks

Darryl Hicks is Vice President of Communications for the National Reverse Mortgage Lenders Association. In this capacity, Hicks writes for NRMLA's publications, manages the association's web sites and social media accounts, assists committees and the Board of Directors, and manages the Certified Reverse Mortgage Professional designation. Prior to joining NRMLA in 1999, Hicks spent three years in the Washington, D.C. bureau for National Mortgage News.