Key HECM Regulations

Below is a listing of the primary regulations pertaining to the FHA's Home Equity Conversion Mortgage Program.

1)  24 CFR Part 206

2) HUD Handbook 4235.1 (The HECM Bible)

3) HUD Handbook 4330.1, Chapter 13

4) HUD Handbook 7610.1 (Housing Counseling)

5) Mortgagee Letters. There are several dozen mortgagee letters published since 1994 that pertain to the HECM program. A separate listing of the mortgagee letters can be found in the HUD Regulations section.

Related Documents

24 CFR Part 206 From the Code of Federal Regulations Handbook 4235.1 Handbook 4330.1, Chapter 13 HUD Handbook 7610.1--Housing Counseling Sections pertaining to HECM, including Chapter 4 beginning on page 30, and Appendix A, the actual HECM Counseling Protocol, beginning on Page 113